health

Are you obese? Do you smoke? Your company could soon penalize you with higher healthcare premiums

Sunday, November 20, 2011 by: Jonathan Benson, staff writer
Tags: healthcare premiums, smoking, health news

eTrust Pro Certified

Most Viewed Articles
Popular on Facebook
CDC issues flu vaccine apology: this year's vaccine doesn't work!
Tetanus vaccines found spiked with sterilization chemical to carry out race-based genocide against Africans
Biologist explains how marijuana causes tumor cells to commit suicide
Companies begin planting microchips under employees' skin
NJ cops bust teenagers shoveling snow without a permit
Russia throws down the gauntlet: energy supply to Europe cut off; petrodollar abandoned as currency war escalates
McDonald's in global profit free fall as people everywhere increasingly reject chemically-altered toxic fast food
Chemotherapy kills cancer patients faster than no treatment at all
U2's Bono partners with Monsanto to destroy African agriculture with GMOs
FDA targets Dr. Bronner's Magic Soaps for sharing health benefits of coconut oil
Why flu shots are the greatest medical fraud in history
Flu vaccine kills 13 in Italy; death toll rises
600 strains of an aerosolized thought control vaccine already tested on humans; deployed via air, food and water
The 21 curious questions we're never allowed to ask about vaccines
Italian court rules mercury and aluminum in vaccines cause autism: US media continues total blackout of medical truth
CDC admits it has been lying all along about Ebola transmission; "indirect" spread now acknowledged
Whooping cough outbreak at Massachusetts high school affected only vaccinated students
Orthorexia Nervosa - New mental disorder aimed at people who insist on eating a clean diet

Delicious
(NaturalNews) The US healthcare system is a mess, as both health insurance and medical treatment costs continue to soar exponentially year after year. But one way some companies are helping to address this dire situation is to begin penalizing workers that represent the biggest drain on the system (smokers and the obese) with higher healthcare premiums.

Reuters reports that Veridian Credit Union, a Waterloo, Iowa-based company, recently unveiled a new wellness and screening program aimed at helping those in high-risk health categories to get healthier. But part of the plan includes charging smokers and obese employees higher healthcare premiums beginning in 2013, which some allege is unfair and an intrusive breach of personal privacy.

But the truth of the matter is that many who smoke or are obese are fully capable of changing their lifestyles and lessening their burden on the healthcare system. Many simply choose not to. So to help motivate these individuals, many large and mid-sized companies are rolling out healthcare penalty programs for people who make no effort to improve their lifestyle.

It is important to remember that this is not the federal government that is implementing these changes. Private companies, which are having to absorb escalating healthcare costs because their employees continue to get larger and more sickly, are simply attempting to encourage their employees to take personal responsibility for their health, or else pay the price.

"Nothing else has worked to control health trends," says LuAnn Heinen, vice president of the National Business Group on Health, a group that represents large employers on healthcare and health benefits issues. "A financial incentive reduces that procrastination."

Most of the companies that are implementing the changes are also offering free treatment programs to their employees to address their health issues. Obese employees, for instance, often have access to free weight loss programs, while smokers are given the opportunity to attend free cessation classes. Some companies are even awarding employees who participate in health and wellness programs with cash prizes as an added bonus.

In 2009, only eight percent of large- and mid-sized companies had healthcare incentive and penalty programs such as these. Today, nearly 40 percent of such companies have these programs, and that percentage is expected to rise significantly into 2012.

Sources for this article include:

http://www.reuters.com/article/2011/10/30/us...

Join over four million monthly readers. Your privacy is protected. Unsubscribe at any time.
comments powered by Disqus
Take Action: Support NaturalNews.com by linking back to this article from your website

Permalink to this article:

Embed article link: (copy HTML code below):

Reprinting this article:
Non-commercial use OK, cite NaturalNews.com with clickable link.

Follow Natural News on Facebook, Twitter, Google Plus, and Pinterest

Colloidal Silver

Advertise with NaturalNews...

Support NaturalNews Sponsors:

Advertise with NaturalNews...

GET SHOW DETAILS
+ a FREE GIFT

Sign up for the FREE Natural News Email Newsletter

Receive breaking news on GMOs, vaccines, fluoride, radiation protection, natural cures, food safety alerts and interviews with the world's top experts on natural health and more.

Join over 7 million monthly readers of NaturalNews.com, the internet's No. 1 natural health news site. (Source: Alexa.com)

Your email address *

Please enter the code you see above*

No Thanks

Already have it and love it!

Natural News supports and helps fund these organizations:

* Required. Once you click submit, we will send you an email asking you to confirm your free registration. Your privacy is assured and your information is kept confidential. You may unsubscribe at anytime.