Originally published August 17 2005
How to tell if you are underinsured
by Mike Adams, the Health Ranger, NaturalNews Editor
Millions of people worldwide do not have adequate health insurance. Follow these guidelines to see if you are one of them.
Insufficient health coverage can lead to inadequate medical care.
* Does the plan limit your out-of-pocket costs once you have spent a fixed amount?
* Does it provide comprehensive benefits, including doctor and hospital care, and prescription drugs?
* Is the insurance company's schedule of allowable charges realistic when measured against health providers' fees?
* Does the policy require you to pay 50 percent for mental health services, and are there other potentially costly limits on mental health coverage?
* Does it restrict lifetime benefits that would end if you suffered a catastrophic accident that, for example, left you paralyzed?
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