Debt negotiation services provide alternatives to bankruptcy

• Debt Relief of America, the premier debt negotiation organization in a rapidly growing industry, recently became a member of the United States Organizations of Bankruptcy Alternatives (USOBA) to provide further leadership within the industry through its commitment to integrity and industry reform.
• March 3, 2005 -- Debt Relief of America, the premier debt negotiation organization in a rapidly growing industry, recently became a member of the United States Organizations of Bankruptcy Alternatives (USOBA) to provide further leadership within the industry through its commitment to integrity and industry reform.
• Prior to joining the USOBA, Debt Relief of America was a founding member of the National Association of Consumer Debt Settlement Companies.
• The USOBA has become the leading organization and was founded by members of the industry seeking representation specifically for debt negotiation outside of credit counseling and bankruptcy law.
• Debt Negotiation companies, such as Debt Relief of America, provide consumers with an alternative to bankruptcy allowing them get out of debt fast without the long term, negative effects on the consumer's credit.
• "In essence, debt settlement (or debt negotiation) can help you get out of debt for the least amount of money in the shortest amount of time without filing for bankruptcy," says Dee Dee Sung of the Detroit News, "...it's important to be clear that debt settlement is not the same as debt consolidation, credit counseling or bankruptcy.
• Debt Negotiation Success "In 2004, Debt Relief of America negotiated and reduced our clients' debt load by more than $2.5 million," says Kristie Medlen, VP of Debt Relief of America's negotiations department, "we work extremely hard to negotiate the best outcome for our clients.
• Debt Relief of America also provides each client with continuing education related to personal financial management while in the program to allow the client to exit the program with a personal financial plan to avoid large amounts of unsecured debt in the future.