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Don't be a sucker: how to get the most value for your dollar on car insurance Mike Adams, the Health Ranger See article keywords and concepts

REPPED: Most consumers don't understand how to intelligently shop for car insurance. And this is well demonstrated by the fact that there are still low deductibles available in the industry. Some people buy car insurance with a $50 deductible or a $100 deductible; and this is a terrible financial decision on the part of the consumer. If I had a choice, I would buy car insurance with a $5,000 deductible or higher, but unfortunately no such deductible amounts are even offered by the insurance industry. What's the deal with a high deductible?

If you buy a low deductible car insurance policy, you are paying far more for that policy than you would if you had a higher deductible. The cost difference between a $50 deductible auto insurance policy and a $500 deductible is so significant that you would probably save $500 every couple of years or less and be able to put that money in your own pocket rather than sending it to the insurance company. Furthermore, these policies are marketed to people with some rather unscrupulous sales tactics: the insurance agent might say "Gee, what happens if your windshield gets broken?

You will save so much money over the long run that you'll be able to start pocketing several hundred dollars each year that you would have otherwise spent on car insurance.

Feel Better, Live Longer with Vitamin B-3 Dr. Abram Hoffer, MD, FRCP (C) and Dr. Harold D. Foster, PhD See book keywords and concepts

That meant that he could no longer afford to drive his car, lacking money for gasoline and car insurance. This logic was received positively by his parents, who thought it represented responsible thinking. He then ceased all activities, except school work. Eventually, this, too, exceeded his capabilities. He was abruptly stricken with schizophrenia and hospitalized for 11 days. J.S. experienced the traditional cycle of comprehensive testing, with heavy medications and tranquilizers prescribed during this episode.

Movie review: Idiocracy starring Luke Wilson, directed by Mike Judge Mike Adams, the Health Ranger See article keywords and concepts

People who have a $50 deductible on their car insurance because they can't afford more than $50 out of pocket if there's an accident. People who think vitamins are too expensive but pharmaceuticals are a bargain because they get a 10 percent discount on some hare-brained Medicare plan. People who spend more on their credit cards to get more "miles" or "cash rewards," not realizing that the interest they pay on those cards far outweighs any such benefits.

What would happen if doctors were car mechanics Mike Adams, the Health Ranger See article keywords and concepts

Maybe your car insurance will pay for that too." He also added that I should watch out for side effects of the EDD auto-medication, which could include uncontrolled lane switching and other vehicle behavioral disorders. By this time, I'm absolutely amazed. I'm learning all this new stuff about cars and automobile health I never knew before. This is getting pretty exciting, right? I decided to tell him about another problem I'm having.

You don't want your car insurance rates to go up or anything. You need to go to your doctor today and get your car diagnosed as soon as possible. Make sure you find out what diseases it really has, early on. It's better to do it early than to wait around. Also, don't be taken in by those alternative car mechanic con shops that claim to be preventing these car diseases. Like they have some "cure" for engine noise, like they have a "cure" for break noise or things like that. There's no such cure, I now know, because I've been told by a doctor.

Worldchanging: A User's Guide for the 21st Century Alex Steffen See book keywords and concepts

For example, they want the Insurance Corporation of British Columbia to adopt a "car insurance by the km" scheme [see Urban Transportation, p. 262]—monthly premiums would be calculated based on kilometers driven, with higher rates for distances driven during peak hours. This pay-as-you-drive plan would be voluntary for drivers, but the council expects that it could cut car use by up to 30 percent—a significant impact on congestion and auto pollution. Density Done Right mmmm How do we make a city more sustainable and livable?

Several states are considering "pay at the pump" car insurance strategies, wherein a surcharge would be added to the price of a gallon of gas to pay for a car's insurance. Besides eliminating the problem of uninsured drivers, this approach would make visible the full, actual cost of that solo commute or that extra trip to the mall. Many states require cars to pass an emissions test every few years, but again this "lump payment" of environmental awareness is easy to dismiss.

Your Doctor is Not In: Healthy skepticism about national health care Jane M. Orient, M.D. See book keywords and concepts

You don't expect your car insurance to provide all your transportation needs or to pay for preventive maintenance on your car. And you couldn't afford it if it did. Furthermore, you don't expect State Farm to fix your fender. It is an insurance company, not a body shop. The body shop fixes the car, you pay the bill, and then the insurance company reimburses you (not the repairman) for whatever portion of the cost that it has contracted to cover.

If you have a teenage son, the premium on your car insurance will be astronomical. If you are legally blind or have uncontrolled seizures or a history of drunk driving, then you are an uninsurable driver, even if the problem isn't your own fault. Right, some risks are uninsurable. About 1 percent of our nonel-derly population is medically uninsurable, for example.2 Only low-probability events are insurable. Covering /ng/i-probability events is prepayment for consumption, not insurance.

I would like to point out two simple things: car insurance is not the same as transportation. And health insurance is not the same thing as medical care, much less health. To say you can't insure somebody does not mean you can't help to provide what he needs. You could have lots of health insurance and not be able to get medical care.

The One Earth Herbal Sourcebook: Everything You Need to Know About Chinese, Western, and Ayurvedic Herbal Treatments Alan Keith Tillotson, Ph.D., A.H.G., D.Ay. See book keywords and concepts

I liked to think I was a pretty good driver and therefore had little to fear on the road, so I was taking the course merely to save money on my car insurance premiums. In the first class my instructor said, "When you turn on your engine, imagine you will be driving through a pit of snakes . . . and if you are not afraid of snakes, you should be." I would recommend heeding this same advice any time you initially encounter anyone or anything, human or electronic, that sells herbs and vitamins.

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ABOUT THE CREATOR OF NATURALPEDIA: Mike Adams, the creator of this NaturalNews Naturalpedia, is the editor of NaturalNews.com, the internet's top natural health news site, creator of the Honest Food Guide (www.HonestFoodGuide.org), a free downloadable consumer food guide based on natural health principles, author of Grocery Warning, The 7 Laws of Nutrition, Natural Health Solutions, and many other books available at www.TruthPublishing.com, creator of the earth-friendly EcoLEDs company (www.EcoLEDs.com) that manufactures energy-efficient LED lighting products, founder of Arial Software (www.ArialSoftware.com), a permission e-mail technology company, creator of the CounterThink Cartoon series (www.NaturalNews.com/index-cartoons.html) and author of over 1,500 articles, interviews, special reports and reference guides available at www.NaturalNews.com. Adams' personal philosophy and health statistics are available at www.HealthRanger.org.