Summary
Highlander News' Savvy Senior has received letters from senior readers who are concerned about identity theft, and since seniors are an increasingly popular target for this crime, the Savvy Senior is offering tips on how to protect yourself.
Original source:
http://www.highlandernews.com/articles/2005/06/28/news/07savvysenior.txt
Details
- I was reading an article last month about identity theft and how seniors have become a primary target.
- Can you tell me more about this problem and what I can do to protect myself?
- Identity theft is a big problem that has become the fastest growing crime in the United States.
- Identity theft occurs when someone obtains access to your Social Security number (SSN), bank or credit card account number, or other identifying information and uses it to steal from you.
- For example, they can get it by stealing your purse or wallet, taking your mail, rummaging through your trash or simply asking you for it through some type of scam.
- Empty your mailbox quickly, or get a locked mailbox or P.O. Box.
- You can cut down the junk mail and e-mail you receive at the Direct Marketing Association Consumer Assistance Web site at www.dmaconsumers.org.
- To stop telemarketers, call the National Do Not Call Registry at 888-382-1222 or visit www.donotcall.gov.
- And, to opt out of future credit card solicitations call the credit reporting industry at 888-567-8688 (they will ask for your SSN).
- # Review your credit card statements carefully and request a copy of your credit report every year and check it for errors.
- You can get a free annual copy from each of the three major credit reporting agencies by calling 877-322-8228, or visit www.annualcreditreport.com.
- # First, contact the fraud departments of each of the three major credit bureaus and place a "fraud alert" on your credit file (Equifax 800-525-6285, Experian 888-397-3742 and Trans Union 800-680-7289).
- Federal Trade Commission Identity Theft Resource Center: Provides a clearinghouse of consumer friendly information and resources including a variety of free publications.
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