A Wake up Call for Elders and Family Caregivers: Long-term Care Costs Force Middle Class Families into Poverty (press release)
 Tuesday, June 21, 2005by Mike Adams, the Health Ranger Editor of NaturalNews.com (See all articles...) Tags: health news, Natural News, nutrition |
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Nursing homes that rely on Medicaid, the government funded health care program for the poor, are chronically understaffed due to low pay and difficult working conditions.
Avoidmedicaid.com provides comprehensive information describing what long-term care is, including alternatives to nursing home placement. Formerly known as "nursing home insurance", private long-term care coverage may now be the most affordable resource available to avoid being forced into a nursing home.
In addition to raising awareness of the affordability of private long-term care insurance, avoidmedicaid.com provides information about other alternatives to pay for care including reverse mortgages, and using life insurance to obtain funds for care that must be paid out of pocket.
Avoidmedicaid.com is not affiliated with and does not endorse specific insurance companies. The web site is sponsored by a consortium of eldercare service providers and is managed by Informed Eldercare Decisions, Inc. of Dedham, MA, a nationally known, independent long- term care consulting firm.
The new web site provides a virtual encyclopedia of elder care and long-term care information to enable consumers to determine whether or not long-term care insurance or other funding alternatives are best suited to their personal situation.Bob O'Toole, President of
Informed Eldercare Decisions, Inc. describes the company mission statement in one sentence; "We help family caregivers to find the best care available and the most practical way to pay for that care." .
"The unifying focus of our web based long-term care information and education sites, which include elderlifeplanning.com and eldercareatwork.com is to raise awareness of the serious shortcomings of nursing home care, and to encourage the goal of "least restrictive alternatives" for those who need care. A better understanding of such funding alternatives as long-term care insurance, reverse mortgages, and life settlements allows those who need care to have broader choices and prevent nursing home placement.
Avoidmedicaid.com provides in depth information is on subjects such as; Home Health Care, other community care alternatives, Assisted Living Facilities, Nursing Homes, and other service choices.
The often confusing subject of long-term care insurance, is explained in "plain english" as are related topics such as; federal and state tax advantages for those who purchase long-term care insurance. These deductions are especially favorable to business owners and self employed individuals.
Visitors to avoidmedicaid.com also have unlimited access to a section known as "LTC School". This allows consumers to navigate through several pages explaining what long- term care is and why planning for these costs now are essential to any retirement or financial plan. Using the LTCI Tool Kit at avoidmedicaid.com allows you to find out the costs of care and what insurance premiums are likely to cost at a specific age in a specific state, without providing any personal identifying information.
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About the author:Mike Adams (aka the "Health Ranger") is a best selling author (#1 best selling science book on Amazon.com) and a globally recognized scientific researcher in clean foods. He serves as the founding editor of NaturalNews.com and the lab science director of an internationally accredited (ISO 17025) analytical laboratory known as CWC Labs. There, he was awarded a Certificate of Excellence for achieving extremely high accuracy in the analysis of toxic elements in unknown water samples using ICP-MS instrumentation. Adams is also highly proficient in running liquid chromatography, ion chromatography and mass spectrometry time-of-flight analytical instrumentation.
Adams is a person of color whose ancestors include Africans and Native American Indians. He's also of Native American heritage, which he credits as inspiring his "Health Ranger" passion for protecting life and nature against the destruction caused by chemicals, heavy metals and other forms of pollution.
Adams is the founder and publisher of the open source science journal Natural Science Journal, the author of numerous peer-reviewed science papers published by the journal, and the author of the world's first book that published ICP-MS heavy metals analysis results for foods, dietary supplements, pet food, spices and fast food. The book is entitled Food Forensics and is published by BenBella Books.
In his laboratory research, Adams has made numerous food safety breakthroughs such as revealing rice protein products imported from Asia to be contaminated with toxic heavy metals like lead, cadmium and tungsten. Adams was the first food science researcher to document high levels of tungsten in superfoods. He also discovered over 11 ppm lead in imported mangosteen powder, and led an industry-wide voluntary agreement to limit heavy metals in rice protein products.
In addition to his lab work, Adams is also the (non-paid) executive director of the non-profit Consumer Wellness Center (CWC), an organization that redirects 100% of its donations receipts to grant programs that teach children and women how to grow their own food or vastly improve their nutrition. Through the non-profit CWC, Adams also launched Nutrition Rescue, a program that donates essential vitamins to people in need. Click here to see some of the CWC success stories.
With a background in science and software technology, Adams is the original founder of the email newsletter technology company known as Arial Software. Using his technical experience combined with his love for natural health, Adams developed and deployed the content management system currently driving NaturalNews.com. He also engineered the high-level statistical algorithms that power SCIENCE.naturalnews.com, a massive research resource featuring over 10 million scientific studies.
Adams is well known for his incredibly popular consumer activism video blowing the lid on fake blueberries used throughout the food supply. He has also exposed "strange fibers" found in Chicken McNuggets, fake academic credentials of so-called health "gurus," dangerous "detox" products imported as battery acid and sold for oral consumption, fake acai berry scams, the California raw milk raids, the vaccine research fraud revealed by industry whistleblowers and many other topics.
Adams has also helped defend the rights of home gardeners and protect the medical freedom rights of parents. Adams is widely recognized to have made a remarkable global impact on issues like GMOs, vaccines, nutrition therapies, human consciousness.
In addition to his activism, Adams is an accomplished musician who has released over a dozen popular songs covering a variety of activism topics.
Click here to read a more detailed bio on Mike Adams, the Health Ranger, at HealthRanger.com.
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