Email this article to a friend Printable Version FREE Email Newsletter
Here's how to tell when you're too deep in credit card debt: if 15% or
more of your monthly income goes to pay your credit card bills, you've
triggered one of the many warning signs that your credit card debt is
out of control. There are other triggers, too: paying the monthly
payments on one credit card by taking out a cash advance on another
credit card. If this scenario describes your financial habits,
you're not alone: some 39% of credit card holders pay only the minimum
payment, practically guaranteeing a lifetime of debt if they don't
change their credit card habits. So what's the solution? The
solution is to get your spending under control. Easier said than done,
right? But most people waste an enormous amount of money on recurring
expenses that could easily be made more affordable. One of the more
obvious areas is groceries: people use grocery story coupons to buy
brand-name breakfast cereals and other items, thinking they're saving
money. In fact, anyone using coupons is actually wasting money, since
coupons are only printed for items that carry an outrageous markup to
begin with. Buying brand-name processed foods is a sure way to eat
yourself into further debt. Your health will suffer, too, since
processed foods offer very poor nutrition. Another big money waster
in the food category is soft drinks. They're not only terrible for your
health (their main ingredient, high fructose corn syrup, has been linked
to diabetes and obesity), but they also gobble up your budget. Drinking
straight water (filtered, please) can save you as much as $50 / month.
If you're too deep in credit card debt, take a look at your food
purchasing habits, and be sure to review your restaurant and fast food
expenditures, too, since that's a huge expense for many people. By
altering food choices alone, most people can dramatically reduce their
level of credit card debt and improve their level of health at the same
time. About the author: Mike Adams is a holistic nutritionist with a strong interest in personal health, the environment and the power of nature to help us all heal He has authored and published thousands of articles, interviews, consumers guides, and books on topics like health and the environment, impacting the lives of millions of readers around the world who are experiencing phenomenal health benefits from reading his articles. Adams is a trusted, independent journalist who receives no money or promotional fees whatsoever to write about other companies' products. In 2007, Adams launched EcoLEDs, a maker of energy efficient LED lights that greatly reduce CO2 emissions. He also launched an online retailer of environmentally-friendly products (BetterLifeGoods.com) and uses a portion of its profits to help fund non-profit endeavors. He's also the founder of a well known HTML email software company whose 'Email Marketing Director' software currently runs the NaturalNews subscription database. Adams also serves as the executive director of the Consumer Wellness Center, a non-profit consumer protection group, and pursues hobbies such as Pilates, Capoeira, nature macrophotography and organic gardening.
Get articles like this delivered to you FREE in our popular email newsletter
|

(FREE) Thursday evening, Mar. 25 at 6pm Pacific (9pm Eastern), call in to hear the NaturalNews Talk Hour with our special guest Mary Tocco talking about Are Vaccines Safe? Register via email to receive call-in details:
|
|
 Explore NaturalPedia.com, the internet's largest natural health encyclopedia of knowledge, covering over 50,000 topics. It's free! Visit NaturalPedia.com.
|
NEW Product: Valley of Longevity Shampoo from the Health Ranger
• 98% Organic
• 100% Natural
• 100% Fragrance Free!
• No SLS
• No Parabens
• No synthetic chemicals
• FREE shipping in U.S. on orders over $75
Click here to read more...
|
FREE Report: The Five Best Anti-Viral Products to Beat Influenza, Swine Flu, Bird Flu and SARS
• Top anti-viral remedies
• Where to get them now
• Four things to avoid
• Become self-reliant
• Boost your family safety
Click here to read the FREE report now.
|
|
|